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Acquisition · Refinance · Bridge · Renovation Loans

Hotel loans banks can't fund.
We can, and fast.

INNIN Capital is your one-stop capital partner for hotel acquisition, refinance, bridge, and renovation loans, the deals traditional banks pass on. We're quick to issue term sheets and quicker to fund.

We move fast because we've sat on the other side of the table, closing hotel deals ourselves, on our own timeline.
Jugal Patel, Loan Originator
Why INNIN Capital

The reliable capital partner for deals banks won't touch.

Get the Best Terms

Priced against real, self-managed operating performance, not a broker's optimistic pro forma.

Fast Funding

Quick to issue a term sheet, quicker to close and fund, built for deals that can't wait on a bank's timeline.

We Work as Partners

A win-win on every deal is the goal. It's why our best source of new business is repeat borrowers.

Capital Partners

Your long-term capital partner.

INNIN Capital isn't chasing one-off transactions. Our goal is to be the go-to capital partner behind every hotel opportunity you bring us next, and to build the kind of relationship that turns first-time borrowers into repeat ones.

01

Hotel Owners & Sponsors

Acquisition, bridge, and recapitalization capital for select-service and extended-stay assets, structured around how hotels actually perform.

02

Family Offices & Private Capital

Participation and preferred structures with fixed returns, built on two decades of relationships across our investor network.

03

Brokers & Intermediaries

A direct, principal counterparty that closes on real terms: no committee, no re-trading, no institutional lag.

Every loan is underwritten the way we'd underwrite our own acquisition. That's the trust we're asking you to place in us.
Kishan Patel, Loan Underwriter
Get Started

Need a hotel loan your bank won't touch? Let's talk terms.

Apply for a Loan
Loan Programs

Four loan types. One reliable capital partner.

Acquisition, refinance, bridge, and renovation loans for hotels, the deals traditional banks can't or won't fund. We're quick to issue a term sheet and quicker to fund it, because we underwrite the way operators do.

LOAN TYPE 01

Acquisition Loans

Capital to close on select-service and extended-stay hotels, including auction and off-market situations where a bank's timeline simply doesn't work.

No cashflow? No problem. We do projection-based loans.

Min. $60 RevPAR <3–4× Room Revenue
LOAN TYPE 02

Refinance Loans

Take a maturing loan off the clock or pull equity out of a stabilized property, underwritten against real self-managed performance instead of a legacy pro forma.

Maturity Payoffs Cash-Out Post-Transition NOI
LOAN TYPE 03

Bridge Loans

Short-term capital to get a deal to the closing table or hold a property through a transition, priced for speed, not paperwork.

Fast Term Sheets Fast Funding Interim & Transition Capital
LOAN TYPE 04

Renovation Loans

Funding for PIP work, repositioning, and capital improvements, sized against the NOI the renovated property will actually produce under self-management.

PIP & Repositioning Capital Improvements Flag-Compliant Scope
Loan Type 03: Featured

Hotel Bridge Loans: Fast & Flexible

When timing matters, a bridge loan gives you the speed and flexibility a hotel deal can't wait for. Whether you're closing on an acquisition, working through a refinance, or waiting on long-term financing to come through, INNIN Capital keeps your plans on track.

Flexible Financing for Hotel Acquisitions

Move on a property the moment it's ready to close, without waiting on a bank's committee or timeline.

Refinance to Fuel Future Growth

Free up capital tied up in a stabilized property to fund your next acquisition or renovation.

Competitive terms, tailored to your deal, not a rate sheet.

Get a Bridge Loan Term Sheet
Underwriting Standard

Our own acquisition criteria, applied to every deal we finance.

40–200
Keys
ANY
Price Range
$60+
Min. RevPAR
3–4×
Room Revenue Multiple
About INNIN Capital

The capital arm of a platform that operates what it finances.

INNIN Capital is a San Diego-based lending and structured-capital platform focused on hospitality real estate. Every capital decision is informed by INNRev Management, our affiliated operating company, which self-manages properties under Hyatt, Marriott, Hilton, IHG, and other flags.

The Thesis

Fee leakage is the real risk in hospitality real estate, not the real estate itself.

Most underperformance in select-service and extended-stay hotels traces back to one place: third-party management fees and institutional overhead that don't scale with a single asset. We underwrite and lend around eliminating it.

01

Acquire underperforming, institutionally managed assets

Select-service and extended-stay hotels priced below replacement cost, typically under a 3–4× room revenue multiple.

02

Replace third-party management with self-management

INNRev Management takes over day-to-day operations, cutting the management-fee layer entirely.

03

Rebuild the labor model and revenue management directly

Payroll is restructured and revenue management is brought in-house, rather than run through an institutional operator's playbook.

04

Capture the NOI improvement institutional operators can't replicate

Incremental revenue is underwritten at roughly 50% flow-through to the bottom line, a standard we hold for our own deals and the capital we deploy into others'.

Where We Operate

San Diego–based, with a national reach shaped by direct flights.

INNIN targets markets reachable by direct flight from San Diego, close enough for hands-on asset management, without limiting the opportunity set to Southern California alone.

Team

A small team of operators, not a committee of analysts.

INNIN Capital's origination and underwriting team works every deal directly: sourcing, structuring, and closing loans without layers of committee.

Jugal Patel
Jugal Patel
Loan Originator

Jugal originates new lending and participation opportunities for INNIN Capital, working directly with hotel owners, sponsors, and brokers to bring qualified deals into the pipeline.

He is the first point of contact for borrowers exploring acquisition bridge, participation, or recapitalization capital, and works closely with the underwriting team to move deals from initial inquiry to term sheet.

Kishan Patel
Kishan Patel
Loan Underwriter

Kishan underwrites incoming loan and participation requests for INNIN Capital, running property-level financials, market comps, and sponsor track record against the same criteria INNIN applies to its own acquisitions.

He works alongside the origination team to move deals from initial numbers to a term sheet, keeping every structure grounded in real, self-managed operating performance rather than a broker's pro forma.

Extended Network

INNIN Capital draws on a long-standing network of co-investors, brokers, and lenders built over two decades of hospitality transactions, including structured real estate-secured lending partnerships alongside experienced private capital principals. Additional team profiles are in progress.

Contact

Tell us about the deal.

Borrower, investor, or broker: the fastest way to get a real answer is to give us the numbers up front.

Prefer email? Reach us directly at loans@innincapital.com and we'll get in touch with you to get your loan needs funded.

Office
San Diego, California
Email
loans@innincapital.com
Web
www.innincapital.com
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